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Share Savings Account
• Minimum Deposit: $25.00
• Minimum Balance: $25.00
• Dividend Earning: YES
• Monthly fee: $0
Mini-Moguls Youth Savings Club
• Minimum Deposit: $5.00
• Minimum Balance: $5.00
• Dividend Earning: YES
• Monthly fee: $0
Christmas Club Account
• Minimum balance: $5.00
• Monthly fee: $0
• Dividend earning: YES
• Funds disbursed: Nov. 1
• Penalty for early withdrawal: $5.00
Share Certificates
• Minimum balance: $1000
• Dividend earning: YES
• Monthly fee: $0
• Terms: 3, 6, 12, 36, 48 month
• Penalty for early withdrawal equal
to 3 months dividends
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Share-Draft (Checking) Accounts
• Power Plus Account
• Element Account
• Fusion Student Account
• Platinum Account
Vacation Club Account
• Minimum balance: $5.00
• Monthly fee: $0
• Dividend earning: YES
• Penalty for early withdrawal: $5.00
• Funds disbursed month of your choice
Individual Retirement Accounts (IRA)
• Types of IRA's:
Traditional, Roth & Coverdale (Eduational)
• IRA Accounts: IRA Share Account or
IRA Share Certificate of Deposit
Money Market Accounts
• Minimum balance: $5,000
• Dividend earning: YES
• Minimum deposit or withdrawal: $100
• Excess transaction fee: $10
• Maximum transactions per month: 6
• Monthly Service Charge if below
minimum balance: $10
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Refer to our Rates page for our current
dividend rates on all of our accounts or
call us at 925-677-0850 and speak with one of our helpful Member Service Representatives.
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