Loans

California Pacific FCU offers a wide variety of loan products. Check the list below, or simply call one of our Loan Officers to help you choose the loan product that best fits your needs.

First Mortgage
Click HERE for more information.

Home Equity Line of Credit
Revolving loan that lets you tap into the equity in your home to make major purchases or home improvements.
CLTV is 80%, the index (mo. avg. of 6 mo. T-bill rate aution high) is a value plus a margin from 3-7% based on your good credit rating. Min. APR 6.00% / Max. APR 18.00%

Auto Loans
New auto with terms up to 84 months. Used auto with terms up to 72 months. Low rates!

Recreational Vehicle Loans
New or used camper, motorcycle, motor home, mobile home, boat/trailer, jet ski.

Miscellaneous Loan Types
Personal laptop, schooling, new or used farm equipment, or other tangible property.

Unsecured Loans
Signature Loan or Personal Line of Credit. 12-12-12 Loan ($1,200 for 12 months at 12%).

Credit Cards - Visa
Student - Convenient, Platinum - No annual fee, Classic - Low rate.

Other Loan Types
Share Savings Secured, Share Certificate Secured.

To apply for any of our consumer loans, click HERE.

To apply for a mortgage loan, click HERE.

To view our current rates, click HERE.

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