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Rates


Loans | Visa | Savings | Certificates

 

LOANS

Looking for a new car? We have great Auto Loan rates!
Visit our Auto-Buying Page for more options.

Effective 08-21-08

Loans

Rate as low as*

APR**

Term***

 

New Autos & Trucks - up to $80,000

5.750

5.750

84

Calculator

Used Autos & Trucks (2003-2007)

6.250

6.250

84

Calculator

New Motorcycle

6.990

6.990

60

Calculator

Used Motorcycle

7.490

7.490

60

Calculator

New RV

7.250

7.250

180

Calculator

Used RV

7.750

7.750

180

Calculator

Signature / Open End (maximum $10.000)

14.00

14.00

60

Calculator

*Represents lowest rate available
**APR = Annual Percentage Rate
***Length of term is subject to amount borrowed. Ask a Loan Officer for details.

Please call the Credit Union for full details on loans. Rates, terms and conditions are subject to change. These rates represent 'A' paper credit. Terms are stated in months. The rate you receive will be based on certain credit worthiness factors and Credit Union relationships and may be higher than the rate shown above.

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VISA

Effective 08-21-08

Visa

Rate

APR*

Term

 

Visa Platinum-$15,000 maximum

7.990

7.990

n/a

Calculator

VISA Classic - $10,000 maximum

14.00

14.00

n/a

Calculator

VISA Classic - $500 maximum

14.000

14.000

n/a

Calculator

*APR= Annual Percentage Rate

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SAVINGS

Effective 08-21-08

Savings

Dividend Rate

APY*

Term

Share Savings- $25.00 or more/compounding monthly

0.50

0.50

n/a

IRA Shares - No minimum/compounding monthly

2.500

2.540

n/a

Share Draft (Checking)

0.50

0.50

n/a

Money Market Shares

Dividend Rate

APY*

Term

$5,000 - $19,999

1.98

2.00

n/a

$20,000 - $49,999

2.32

2.35

n/a

$50,000 & up

2.67

2.70

n/a

*APY = Annual Percentage Yield

Dividends are compounded and paid monthly, based upon your average daily balance. Basic shares has a minimum balance requirement of $25.00. Mini Mogul Savings Club has a minimum balance requirement of $5.00. All other share accounts have no minimum requirements. All rates, terms and conditions are subject to change.

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CERTIFICATES

Rates are dropping, better lock yours in today!

Effective 08-21-08

Share Certificates - Share Certificates start at $1,000 and over

Dividend Rate

APY**

Term

Share Certificates

2.72

2.75

3

Share Certificates

2.81

2.85

6

Share Certificates

3.01

3.05

12

Share Certificates (Choose your own term)

3.15

3.20

24 -36

Bump-Up Share Certificates  NEW!

3.28

***3.33

36

Student Member G.P.A. Share Certificates* (Ages 2-24)

 

Report Card

6

*Rate will equal GPA (Grade Point Average). Student Member must provide copy of most recent report card. For more information please see our  Student Member Page.
**APY = Annual Percentage Yield
***To receive 3.33% Annual Percentage Yield (APY), a minimum deposit of $1,000 is required. The 36 month bump-up certificate allows a one time option to reset the rate on your certificate account.
Certificate rates are for both Share Certificates and IRA Certificates. Minimum opening balance for certificates is $1,000.00 Dividends are compounded and paid monthly. Certificate rates may change at any time. (Roth and Educational IRA's are also available) Terms indicated are in months. All rates, terms and conditions are subject to change.

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California Pacific FCU - Sharing in Your Future

 

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