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Rates
Loans | Visa | Savings | Certificates
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LOANS
Looking for a new car? We have great Auto Loan rates!
Visit our Auto-Buying Page for more options.
Effective 10-01-2009
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Loans
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Rate as low as*
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APR**
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Term***
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New Autos & Trucks - up to $80,000
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5.490
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5.490
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84
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Calculator
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Used Autos & Trucks (2003-2007)
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6.490
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6.490
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84
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Calculator
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New Motorcycle
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6.490
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6.490
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60
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Calculator
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Used Motorcycle
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7.490
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7.490
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60
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Calculator
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New RV
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6.750
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6.750
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180
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Calculator
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Used RV
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7.750
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7.750
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180
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Calculator
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Signature / Open End (maximum $10.000)
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14.00
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14.00
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60
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Calculator
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*Represents lowest rate available
**APR = Annual Percentage Rate
***Length of term is subject to amount borrowed. Ask a Loan Officer for details.
Please call the Credit Union for full details on loans. Rates, terms and conditions are subject to change. These rates represent 'A' paper credit. Terms are stated in months. The rate you receive will be based on certain credit worthiness factors and Credit Union relationships and may be higher than the rate shown above.
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VISA
Effective 10-01-2009
*APR= Annual Percentage Rate
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SAVINGS
Effective 01-01-2010
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Money Market Shares
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Dividend Rate
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APY*
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Term
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$5,000 - $19,999
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0.65
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0.65
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n/a
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$20,000 - $49,999
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0.85
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0.85
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n/a
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$50,000 & up
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1.00
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1.00
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n/a
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*APY = Annual Percentage Yield
Dividends are compounded and paid monthly, based upon your average daily balance. Basic shares has a minimum balance requirement of $25.00. Mini Mogul Savings Club has a minimum balance requirement of $5.00. All other share accounts have no minimum requirements. All rates, terms and conditions are subject to change.
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CERTIFICATES
Rates are dropping, better lock yours in today!
Effective 01-04-2010
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Share Certificates - Share Certificates start at $1,000 and over
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Dividend Rate
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APY**
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Term
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Share Certificates
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0.85
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0.85
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3
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Share Certificates
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0.95
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0.95
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6
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Share Certificates
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1.10
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1.10
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12
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Share Certificates (Choose your own term)
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1.39
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1.40
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24 -36
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| Share Certificates Bump-Up Certificate |
1.79
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1.80
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36 |
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Fusion Student GPA Share Certificate*
Student Members in Grades 7-12
Minimum Certificate: $250
Maximum Certificate: $1,000
Maximum Cumulative GPA Certificates: $5,000
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GPA*
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6
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*APY will equal the Grade Point Average (GPA) as reflected on the Student Member's original report card or official transcript. The GPA used will be from the most recently ended grading period. Minimum certificate amount is $250. Maximum certificate amount is $1,000. Student members may not exceed a maximum cumulative total of $5,000 in GPA certificates. Student Certificates must be opened under the student member's membership account.
**APY = Annual Percentage Yield
Certificate rates are for both Share Certificates and IRA Certificates. Minimum opening balance for certificates is $1,000.00 Dividends are compounded and paid monthly. Certificate rates may change at any time. (Roth and Educational IRA's are also available) Terms indicated are in months. All rates, terms and conditions are subject to change.
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Loan Application | Calculators | 1st Mortgage App and Calculator | Back to Top
California Pacific FCU - Sharing in Your Future
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