Privacy Policy We collect and retain information about you to identify and communicate with you, to provide you with products and services you have asked for, to help us respond to your questions, and to inform you about other financial services that may be of interest to you.   We collect nonpublic personal information from the following sources:    • Signature card    • DL ( Driver's License)    • Applications    • Credit Report We may disclose any or all of the information that we collect about you and our former members, as described above. We may disclose nonpublic personal information about you and our former members to the following types of third parties:    • Liberty check printers     • Title companies    • TD Service (Trustee for RE)    • Visa - Cardsource    • JB Services - mailers    • CUNA Mutual Ins We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.   We May disclose any or all of the information we collect, as described above, to companies that perform marketing services on our behalf, such as insurance companies or other financial institutions with whom we have joint marketing agreements.   At our discretion, we may communicate this information, unless you direct otherwise, to not exchange this information. You do have the availability to "opt out" of this exchange. Please notify us directly about this.   We restrict access to nonpublic personal information about you to those employees who need to know the information to provide services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic information. This disclosure of our privacy policy applies to consumers. We reserve the right to make changes to this policy at any time. We will notify you if we do so. Approved - May 14, 2001 (Board of Directors) If you should have any questions, our Member Service Representatives are always happy to help you at (925) 677-0850. California Pacific FCU - Sharing in Your Future